OVERDRAFT LIMIT % (MIN-MAX) |
HOUSING LOAN % (MIN-MAX) |
EARLY REPAYMENT FEES FOR HOUSING LOANS (MIN-MAX) |
PERSONAL LOAN % (MIN-MAX) |
BUSINESS LOAN % (MIN-MAX) |
CREDIT CARD FACILITIES % (MIN-MAX) |
|
HELLENIC BANK PUBLIC COMPANY LIMITED |
* |
* |
YES*** |
* |
* |
* |
BANK OF CYPRUS PUBLIC COMPANY LTD |
3,56-6,06 |
2,30-2,90 |
YES*** |
2,85 -7,07 |
* |
* |
ΑLPHA BANK CYPRUS LTD |
4,50-6,50 |
2,15-2,35 |
YES*** |
3,50-6,25 |
* |
13,50 |
EUROBANK CYPRUS LTD |
* |
* |
YES*** |
* |
* |
* |
ASTROBANK PUBLIC COMPANY LIMITED |
1,80-2,45 |
YES*** |
2,95-8,50 |
* |
* |
|
ANCORIA BANK LIMITED |
5,50-9,99 |
2,10-2,576 |
YES*** |
3,15-9,99 |
* |
* |
CYPRUS DEVELOPMENT BANK PUBLIC COMPANY LIMITED |
* |
* |
* |
* |
* |
|
NATIONAL BANK OF GREECE (CYPRUS) LTD |
* |
* |
N/A |
* |
* |
12,50 |
SOCIETE GENERALE BANK-CYPRUS LIMITED |
* |
* |
* |
* |
* | * |
HOUSING FINANCE CORPORATION |
2,15-2,95 |
1,65-2,15 |
YES MAX €170,00 |
1,25-2,05 |
* |
* |
* Our team’s internet research did not provide results.If any disagreement on the results please contact us.
** Interest rate can vary according to the percentage of customers’ contribution to the total amount of purchase and is depended on the type of security offered to the bank (e.g. 1st residence or holiday home or investment home e.t.c) and other factors according to the bank’s assessment of the application.
*** As per law on credit agreements for consumers relating to “residential immovable property law of 2017” or “credit consumer law of 2010” for related loan agreements. For agreements excepted of the above laws, the charge is as per the definition in the loan agreement, or otherwise defined by the bank.
Note 1:The above interest rates are extracted from published interest rates at the banks’ home pages, regarding individuals, unless otherwise mentioned. Future updating will follow regularly,
Note 2: Recent government schemes were subsiding the interest rate on housing loans(conditionally) for the first four years, up to 1.50 to motivate the acquisition of the self-owned residence.Housing loans for investment purposes were excluted.
Note 3: The above classification of products in general and each category includes a number of the existing products offered (not just one). Every bank offers a variety of products that they usually differ from one bank to another bank, not only at the interest rate but in the related terms and conditions. For example, in the category of personal loans, we included car loans, student loans. For more detailed pricing and description of each product, visit the bank’s website.